<\/p>\n\n\n\n
Health Insurance is mandatory for all Dubai residents and\nnationals. While all UAE nationals are covered under government insurance\nprograms like Enaya and Sa\u2019ada, expatriates with a valid Dubai residency can\navail health insurance services from any of the 46 registered insurance\ncompanies in Dubai. It is the legal liability of every sponsor to provide\nhealth insurance cover. This means that if you are sponsored by your employer,\nyour insurance plan will be taken care of by the employer.<\/p>\n\n\n\n
The Dubai Health Authority has created the Essential\nBenefits Plan (EBP) essentially for employees that earn a monthly salary of AED\n4,000 or less. This plan is the lowest cost plan available in Dubai and has a\nfixed cost of AED 550 and AED 650 per year. Only a few participating insurers\ncan provide EBPs. This is done because the DHA wanted to ensure that the most\nvulnerable workers are protected and such insurers are restricted in the amount\nof profit they make. The benefits are the same no matter which provider you\nchoose. The alternative form of this basic plan is the Enhanced Basic Plan that\nprovides the minimum level of benefits permitted by the DHA in addition to a\nvery limited medical network. <\/p>\n\n\n\n
Other than these, there are several other comprehensive\nplans to choose from with a wide range of benefits and network list provided by\nthe insurance companies in Dubai. Once you have chosen your preferred plan and\nmade the payment for your health policy, your insurer will take approximately\nbetween 7-10 working days to provide your insurance card. <\/p>\n\n\n\n
Dubai residents have several different online marketplaces\nto shop for their medical insurance needs, whether they are looking to purchase\ninsurance through a broker or directly from the insurance companies. Since\nhealth insurance policy prices in the UAE are commoditized, insurance plans are\noffered at the same prices. This means that the primary method of\ndifferentiation between a broker and the insurance is through the customized features\nand customer service.<\/p>\n\n\n\n
With the health insurance laws in Dubai, it is ensured that\neveryone is covered at a minimum level and residents and nationals have access\nto affordable healthcare.<\/p>\n","protected":false},"excerpt":{"rendered":"
Health Insurance is mandatory for all Dubai residents and nationals. While all UAE nationals are covered under government insurance programs like Enaya and Sa\u2019ada, expatriates with a valid Dubai residency can avail health insurance services from any of the 46 registered insurance companies in Dubai. It is the legal liability of every sponsor to provide health insurance cover. This means that if you are sponsored by your employer, your insurance plan will be taken care of by the employer. The Dubai Health Authority has created the Essential Benefits Plan (EBP) essentially for employees that earn a monthly salary of AED […]<\/p>\n